Find out how supplementary insurance can fund your sports and wellbeing activities, for you and your kids.
Sport is far more than just physical activity, it's a real investment in your wellbeing, mental health and quality of life.
At TOTEM, we believe sport should be accessible to everyone, regardless of age or level.
Did you know many insurance providers offer reimbursements for certain activities? Whether for a membership, a specific class or kids programmes, you can get financial help depending on your supplementary health insurance contract.
Our partner MV Suisse Conseil offers free guidance to identify the reimbursements you qualify for, based on your supplementary insurance contract.
Reimbursements for sports or wellbeing activities depend exclusively on your supplementary insurance (not the basic LAMal). It offers additional benefits, often under health-promotion clauses, according to your contract.
Reimbursable activities can include climbing, fitness, yoga, and even TEAMs and camps for kids. Check with your insurance to find out which activities are eligible under your contract.
Either as a fixed amount or as a percentage of costs, it depends on your supplementary insurance (and the model). Reimbursements can go up to CHF 900 on an ADDICT Pass, for example.
Request your insurance-justification invoice from your preferred TOTEM space.
Our team helps you understand your reimbursements and get the right invoices. Quick reply by email or phone.
Yes, if your insurance covers several types of activities, you can submit separate invoices for each, up to the annual ceilings set in your contract.
To request a reimbursement from your insurance: ask us for an invoice via the form below, then submit the claim through your insurance portal or by post.
For fitness or yoga, some insurance companies require certified labels, though most do not. For climbing, the gym is sometimes required to be a member of the Swiss Climbing Gyms Association (ASSE). Good news: TOTEM is already an ASSE member, which guarantees eligibility for certain reimbursements.